Taking a Hard Look at Long-Term Care Insurance

For many Americans, buying insurance to cover your home, car and health is standard practice. But long-term care insurance is a mystery for many, even though it offers important financial protection against some of life’s uncertainties. The goal of long-term care (LTC) insurance is to protect the policy owner from footing the entire bill of an extended stay in a healthcare facility, such as a nursing home or rehabilitation center. Because there’s no telling whether you will need long-term care in the future, and the costs can run very high…

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Take Care of Your Employees

One of the most common worries for salaried individuals the world over is financial security. In India, organizations have started to acknowledge this global concern and are now increasingly investing in health and productivity endeavors. In fact, the focus of Indian employers on health and productivity was the highest in the Asia Pacific region according to a 2014 Staying @ Work Survey Report conducted by Towers Watson, a global professional services company. In this survey, it was found that 48% of the companies operating in India already have a health…

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