Author: Lillian K. Garcia

Unit Linked Insurance Plans, or ULIPs, combine investing and insurance features offering ULIP benefits. This means that a ULIP policy allows the investor to make money based on the investing angle built into this type of plan while simultaneously providing the policyholder with life insurance coverage. This policy’s premium payment is split between life insurance coverage and investments in the instruments the policyholder chooses. As a result, the policyholder or investor is in charge of his money. You can use a ULIP calculator to estimate future returns and the value…

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There is a very famous proverb: ‘health is wealth’. It means that the greatest wealth that anybody can easily have is their own health. However, changing times have changed the way we take care of this wealth. Even though the advancement in technology has made it easier for diseases to be detected quickly and treated early, basic healthcare is still not accessible to everyone. According to a study by Lancet, India ranks at 145 among 195 countries in terms of access to healthcare. Added with the rising cost of healthcare,…

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Health insurance in today’s day and age is a non-skippable investment. It is one of the first few things that one must consider when starting out in their life early on. A suitable health insurance policy helps you safeguard your and your family’s future against unexpected medical emergencies. Plus, with age by your side, the premiums are also affordable when you begin early. Hence, it is essential to plan for a health insurance policy early in life. With that being said, let’s look why people in their early 30s must…

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Introduction Profits and revenue figures aren’t the only measures of success for an organisation. It is also evaluated by how satisfied and happy its workers are. As of today, companies even have to adhere to certain health and safety protocols within their workplace for their employees. A healthy work environment goes a long way in an organisation’s success. As such, many companies offer insurance plans for the health of their employees. It may be group personal accident insurance or any other group health insurance. In this article, we will learn…

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Term insurance is a type of protection plan that covers individuals at a lower premium rate. It offers a lot of coverage and charges very low rates for it. Its purpose is to ensure that your family is financially secure in the event of your death. Any health risk you face in life can cause your death. So, no matter what age you are at and what risks you currently face, you need to make sure that your family is not in financial danger. Diabetes is one of the biggest…

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