Cheap Car Insurance for Women Guide: How to Get the Most Affordable Auto Insurance Possible

Everybody knows that women pay less than men for car insurance. This is because women are less likely to be involved in accidents and file claims, according to statistics. Women are also generally believed to be more cautious drivers, and drive less than men. If you are a woman and feel that you are being overcharged, it’s time to start looking for a new policy. Where can you find cheap car insurance for women? First of all, if you are between 30 and 40, there is a chance that you…

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Taking a Hard Look at Long-Term Care Insurance

For many Americans, buying insurance to cover your home, car and health is standard practice. But long-term care insurance is a mystery for many, even though it offers important financial protection against some of life’s uncertainties. The goal of long-term care (LTC) insurance is to protect the policy owner from footing the entire bill of an extended stay in a healthcare facility, such as a nursing home or rehabilitation center. Because there’s no telling whether you will need long-term care in the future, and the costs can run very high…

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Medical Billing Codes – How They Work

Medical coding is the process in which medical coders assign numerical codes to medical diagnoses and procedures in order to bill insurance companies for reimbursement for healthcare services. For medical billing and coding, there are three main coding manuals, which contain all of the possible codes that a medical coder can include on a claim for reimbursement. They are: • ICD-10: International Classification of Diseases, 10th Revision, which refer to diagnosis codes. • CPT: Current Procedural Terminology, which refer to procedures and services performed on the patient. • HCPCS: Healthcare…

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The Affordability of Life

There is so much to be appreciated in life. As we all go about our daily lives doing what we must do, how many of us truly count up the cost to realize there is much to be thankful for? Then there is the price to pay for all the decisions we make on a daily basis. There are certain things we can and cannot afford to do. As we age and grow gracefully; the physical body begins to talk to us, and when a sickness or some other type…

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Protect Your Wedding Investment

The average cost of a wedding in the United States is roughly $26,500 – and that’s just an average! Most people don’t think about insuring the event even though the cost to mitigate the financial cost of all the things that can go wrong is minimal. Typical wedding budgets include these items: • Venue, Catering & Rentals. This usually consumes the largest part of the budget. Considering that venues are typically booked a year in advance and usually require a sizeable deposit to hold a date; few think about the…

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Medicare Eligibility – Helpful Tips

At age 65, most people qualify for their Initial Enrollment period with Medicare. It’s during this time that you can buy a Medicare Supplement without having to answer health questions. Typically, you only get one Initial Enrollment period. It begins three months before the month of your Medicare eligibility and ends three months after the month of eligibility. The month of eligibility is the month of your 65th birthday, if you become eligible for Medicare because you are turning 65 years old. The Initial Enrollment period is a great opportunity…

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Top 5 Benefits of Bike Insurance Online Renewal

According to the law, third party insurance is mandatory for two-wheelers. However, the policy could be extended to protect the vehicle and the motorist in case of any accident, damage due to natural disasters like fire, storm, flood or man-made disasters like burglary, strike, theft etc. by opting for a comprehensive insurance policy. Buying a Two-Wheeler Insurance Policy Online Two wheeler insurances are annual contracts and it requires to be renewed every year. This will protect you from third party claims in case of any accident and help you to…

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Qualities That Make Ali Asgar The Best LIC Agent

Everyone needs insurance nowadays. Even if you don’t have health or home insurance, a life insurance is a must for all. To help you decide on your final investment plan, you need the help of a great insurance advisor. But it is very difficult to find the perfect insurance advisor for your investment policy among so many advisors. As a client trusting someone with money, you need to research all the advisors you have shortlisted. Ali Asgar is a Delhi-based LIC agent who has been awarded a gold medal. He…

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You Are the Patient, Not the Customer

Healthcare is personal. When we start seeing the doctor, it is about us, or what is inside of us. These are things we do not go telling the public. Over time we build this relationship with the doctor. There is a comfort zone when it comes to our doctors. The unfortunate thing is, this relationship is one-sided. You are only a good relationship, as long as someone else is paying the bill. Ever try calling a specialist and ask them for an appointment and tell them you are paying cash?…

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Prosthetic Billing Outsourcing: Why It’s Important

Prosthetic billing outsourcing is quite a common practice among the healthcare providers, orthopaedics, and DME sellers. The basic reason is the inability of the in-house staff to handle the typicality of billing of prosthetics and orthotics. Often subjected to a copay and/or coinsurance, orthotics and prosthetics coverage demands different requirement for various devices and varies according to payers. This should come within the member’s benefits provisions. A prosthetic biller has a lot to do. That includes: • Collect prescription from the ordering physician dated prior to delivery date. • Consider…

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